Ashworth College Blog

When should I start thinking about how to pay for college?

Written by Ashworth College on Thursday, 06 August 2015. Posted in Why Ashworth

When Should I Start Thinking About How to Pay for College?

Thinking about going back to school? Then now is also the perfect time to start thinking about the costs and how to pay for them. When thinking about seeking a degree, students often rely on financial aid, which has to be paid back…with interest. However, at Ashworth College, we ensure that our programs are affordable and students are able to enroll faster than at other schools.

We are flexible with students, which allows for some wiggle room in case their financial situation changes while they're in school. We work closely with students to identify plans that fit their financial needs to avoid student loans or providing a significant payment in advance. As a result, 93% of our students are able to graduate without relying on hefty federal student loans.

Ashworth College has three different financial plans available and we talk through payment options with students to help them choose the one right for them. Students can pay in full, set up an auto-pay charge, or make monthly payments. Many students use our tuition calculator to see how much tuition costs so they can compare it to their budget and make an informed decision about when to start saving.

There are also two scholarships available to students. The Gary Keisling ACCESS Scholarship provides opportunities to students or potential students who normally would not have as much access to education. Additionally, scholarships for career diplomas and undergraduate certificates are available to graduates of James Madison High School and select Job Corp Centers.  Any Ashworth College or James Madison High School admissions representative can help you learn how to apply for these scholarship opportunities.

Believe it or not, cutting back on some daily expenses can also add up to big savings. Creating small habits like saving your change, will make saving easier in the long run. Here are some other steps you can take right away:

What you can do now

  • Get in the habit of deciphering between a "want" versus a "need"
  • Take advantage of discounts and sales
  • Buy items in bulk
  • Buy generic and use coupons
  • Cancel subscriptions you don't use
  • Bring lunch to work instead of going out and make your own coffee instead of buying expensive lattes
  • Go to the least expensive gas station, not the closest, or use public transportation instead of cabs
  • Assess purchases in terms of quality in addition to price

The earlier you start saving, the larger of a safety net you will be able to establish. If you make saving a habit, it will help provide you with financial stability later on. When distributing your monthly budget, allot a portion to savings first or set up an automatic savings program, where a portion of your paycheck is automatically deposited into your savings account. After you have started to develop saving practices, you can start to identify your goals and map out a plan in order to focus on long-term strategies for paying for your online education. Below are some tips for developing a savings goal:

Planning ahead

  • Research the cost of the program you are considering
  • Start saving early, and look for high-interest rate and low-fee savings account plans
  • See if your current bank will reward you with a better rate for customer loyalty
  • Checkout online banking options because they sometimes offer higher interest rates
  • Create a personal savings plan with established savings goals and a monthly budget
  • Map out a degree tracker to finish your degree on time and cost-efficiently
  • Payoff credit card debt and don't purchase more than you can afford
  • Ask your employer about a tuition reimbursement program
  • Look into federal grant programs and tax benefits for which you may qualify

Being proactive is the first step toward financial planning success and there are numerous tools and strategies available to help you earn your degree without student debt. Remember that when deciding which program is right for you, you should consider picking a program that matches with both your educational needs and career goals, but also your financial situation.

Check out these other financial planning resources:
How our costs compare to other schools
Costs of our individual programs

Want to read more stories like this?
What No One Tells You About Student Loans
6 Easy Tips to Save Money in College
A College Student's Guide to Staying Out of Debt

About the Author

Ashworth College

Ashworth College

Our community is full of independent, motivated, growth-focused students. Dive into our blog to explore diverse stories from our students, friends, experts, and executives. From tips & tricks to student experiences and alumni stories, the Ashworth Blog is all about celebrating our community's accomplishments and passions.

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An online Associate Degree in Early Childhood Education is designed for aspiring educators who want to develop a career focused on teaching children age 4 and younger. Though you may have stayed at home with a sitter or guardian, or attended a loosely-programmed preschool or play group at that age, it’s now the 2010s and expectations for life pre-K now include structured education by teachers who have earned degrees specifically for this field.

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The need for preschool teachers is projected to increase 10% between 2016 and 2026—a faster than average growth for all jobs!

Bilingual or want to be? Teach ELLs or become an au pair

As more school systems throughout the U.S. enroll first-generation citizens from non-English-speaking homes, there’s a growing need for trained teachers who can help the youngest of students learn English. Becoming a preschool teacher who works with English Language Learners (ELLs) is a unique way to apply your passion for ECE to a demographic of children who can greatly benefit from your language skills.

If private childcare and teaching is more your style—and you have a sense of adventure—use your ECE degree to become an au pair for a family outside the U.S., or nanny for a foreign family that’s recently moved to the U.S. In both situations, your training will bolster the children’s English-speaking skills and you’ll gain a world of knowledge about another culture.

Ready to learn how to play with purpose? Check out the curriculum of our Associate Degree in Early Childhood Education. Or practice your ABCs and enroll today!

Bureau of Labor Statistics, U.S. Department of Labor, Occupational Outlook Handbook, Preschool Teachers, on the Internet at https://www.bls.gov/ooh/education-training-and-library/preschool-teachers.htm (visited October 31, 2018).

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Look at you! You got swole and you loved it so much you’ve decided to help others get swole. What’s your next step? Professional certification! You already look the part of a legit personal trainer and that’s excellent for marketing your skills. But it’s a professional certification that really shows your potential clients that you’re qualified to train them. In other words, it gives them permission to trust you right from the start.

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By the way, when you enroll in the Personal Trainer Career Diploma program at Ashworth College, you’ll also have the cost of the NCSF-CPT exam, practice test, study guides, and a 1-year membership covered by tuition! Once you graduate, you’ll be ready to sit for your exam without jumping through hoops. We’ll help you get prepped and get done so you can start pursuing your passion for personal training with confidence.


*https://www.fitnessmentors.com/best-personal-trainer-certification/

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Check out the opportunities here at Ashworth College. We provide online diploma, degree, certificate and career training programs that give you freedom and flexibility to pursue additional education on your time, from your own home, and without the need for Federal student loans. You may find yourself in that dream career a lot faster than you thought possible.

 
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