Personal Financial Planning Program Curriculum

Our certified online Personal Financial Planning Program will teach you to invest in your future. Every lesson will bring you closer to a better career.

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Lesson 1: Employment Opportunities in the Financial Services Industry  

The purpose of this lesson is to acquaint you with the types of organizations that provide financial services. You will also learn about various occupations of people employed in the financial services industry, and future trends in the industry.

Lesson 2: Planning to Succeed  

In this lesson, you will learn about personal financial planning and how to use it to achieve your goals. You will also learn about influences such as inflation and interest that affect financial planning. Finally, you will explore career planning and selection.

Lesson 3: Money Management and Taxes  

In this lesson, you will learn how to manage your finances. You will learn how to create a personal balance sheet and cash flow statement. You will also learn how to create and manage a budget. Finally, you will explore the different types of taxes and tax strategies.

Lesson 4: Savings and Consumer Credit  

This lesson explores the various types of financial institutions and what they offer. You will also learn about the advantages and disadvantages of using consumer credit.

Lesson 5: Consumer Purchases and Housing Decisions  

In this lesson, you will learn strategies for making smart purchase decisions. You will also explore the differences between renting and buying a home.

Lesson 6: Insurance  

This lesson explains the various types of insurance including automobile, homeowners or renters, health, and life insurance. You will learn about risk and how it influences coverage selection and cost.

Lesson 7: Investing Basics and Stocks and Bonds  

In this lesson you will learn basic investing techniques. You will learn the differences between stocks, bonds, and other investment options. You will also learn how the time value of money affects the growth of investments.

Lesson 8: Mutual Funds and Real Estate  

In this lesson, you will learn about the different classifications of mutual funds. This will include associated costs. You will also learn about investing in stock funds, bond funds, and real estate.

Lesson 9: Retirement and Estate Planning  

In this lesson, you will learn the importance of retirement planning. You will learn the importance of reviewing your assets and liabilities now and projecting them for the future in assessing your retirement needs. You will also evaluate your retirement income and expenses.

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Program Description

The Personal Financial Planning program provides students with instruction on practices for budgeting, evaluating investments, planning for retirement, building good credit and other important areas of personal finance.

Program Objectives

After completing the Personal Financial Planning program, students will be able to:

  1. Explain the importance of financial planning, identify the socioeconomic and financial influences that impact personal finances, and create a personal financial plan to achieve a set of goals.
  2. Identify important financial statements and describe how and why they are created and used in the development and management of a realistic budget.
  3. Describe the U.S. system of taxation, identify the different types of taxes that must be paid, and describe the advantages and disadvantages of various personal taxation strategies.
  4. Identify two major types of financial institutions and compare and contrast their services.
  5. Explain consumer credit, analyze the advantages and disadvantages of using different types of credit, and describe the importance of protecting one’s consumer credit score.
  6. Describe strategies to use when considering major purchases, such as motor vehicles and real estate.
  7. Define risk, explain how it is mitigated via insurance, and describe coverage and cost options of common insurance policies, such as auto, homeowners, renters, health, and life.
  8. Compare and contrast stocks, bonds, mutual funds, real estate, and other investment options, and describe basic investment strategies and techniques.
  9. Describe the importance of retirement planning, explain how to assess retirement needs, and describe how to create a realistic plan to meet these needs.

Prepare to learn professional skills in our Personal Financial Planning program. Call 1-800-957-5412 or enroll online today.