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Personal Financial Planning course curriculum

As a personal financial planner, you may help people save for their kids' college education, create budgets, evaluate investments, and more. And these diverse responsibilities are an important part of planning roles in banks, insurers, accounting firms, or even your own private consulting business. That's why our Personal Financial Planning course curriculum is designed to be not only comprehensive but also applicable to almost any professional finance setting.

Curriculum Lessons

Lesson 1: Employment Opportunities in the Financial Services Industry  

The purpose of this lesson is to acquaint you with the types of organizations that provide financial services. You will also learn about various occupations of people employed in the financial services industry, and future trends in the industry.

Lesson 2: Planning to Succeed  

In this lesson, you will learn about personal financial planning and how to use it to achieve your goals. You will also learn about influences such as inflation and interest that affect financial planning. Finally, you will explore career planning and selection.

Lesson 3: Money Management and Taxes  

In this lesson, you will learn how to manage your finances. You will learn how to create a personal balance sheet and cash flow statement. You will also learn how to create and manage a budget. Finally, you will explore the different types of taxes and tax strategies.

Lesson 4: Savings and Consumer Credit  

This lesson explores the various types of financial institutions and what they offer. You will also learn about the advantages and disadvantages of using consumer credit.

Lesson 5: Consumer Purchases and Housing Decisions  

In this lesson, you will learn strategies for making smart purchase decisions. You will also explore the differences between renting and buying a home.

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Program Description

The Personal Financial Planning program provides students with instruction on practices for budgeting, evaluating investments, planning for retirement, building good credit and other important areas of personal finance.

Program Objectives

After completing the Personal Financial Planning program, students will be able to:

  1. Explain the importance of financial planning, identify the socioeconomic and financial influences that impact personal finances, and create a personal financial plan to achieve a set of goals.
  2. Identify important financial statements and describe how and why they are created and used in the development and management of a realistic budget.
  3. Describe the U.S. system of taxation, identify the different types of taxes that must be paid, and describe the advantages and disadvantages of various personal taxation strategies.
  4. Identify two major types of financial institutions and compare and contrast their services.
  5. Explain consumer credit, analyze the advantages and disadvantages of using different types of credit, and describe the importance of protecting one's consumer credit score.
  6. Describe strategies to use when considering major purchases, such as motor vehicles and real estate.
  7. Define risk, explain how it is mitigated via insurance, and describe coverage and cost options of common insurance policies, such as auto, homeowners, renters, health, and life.
  8. Compare and contrast stocks, bonds, mutual funds, real estate, and other investment options, and describe basic investment strategies and techniques.
  9. Describe the importance of retirement planning, explain how to assess retirement needs, and describe how to create a realistic plan to meet these needs.

Invest in your career

Our online course may be your first step of many toward a successful, rewarding career as a personal financial planner. Subsequent steps may be challenging in a competitive job market, but you'll have full access to exclusive Career Tools. That includes personalized career guidance, resume writing classes, and one-on-one interview training with our experts.

Ready to get started?

Advance your career in our online API Program Name program. Call 1-800-957-5412