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How can I pay for college without student loans?

Written by Ashworth College on Thursday, 01 October 2015. Posted in Why Ashworth

How Can I Pay for College without Student Loans?

The idea of paying for college can be overwhelming, especially considering how quickly student loan debt can take over your life. Fortunately, there are lots of ways to approach a college education without having to take out student loans. Many students at Ashworth College choose our programs for this very reason; finding our affordable, effective career education, which helps them advance their career without needing student loans. These students found that with a little planning and research, it's possible to find a program that's flexible, reasonably-priced and fits your busy schedule. Here are some ideas to help you do the same as you consider Ashworth and other colleges for your education.

Find a degree program that's affordable

Many colleges provide resources to make it easy for students to make smart financial decisions about their education. Tools like a tuition calculator and cost breakouts for degree programs allow you to know exactly what it will cost to reach your educational goals. Compare prices for similar programs and then weigh in other factors, like class times and scheduling before making any decisions. Finding a program that allows you to avoid student loans is easier than you might think! The average price for obtaining a degree through Ashworth is $65 per credit, with associate's degrees as low as $5,000, bachelor's degrees as low as $10,000, and certificates and career diplomas ranging between $400 and $1,000.

Consider working while you go to school

If you're currently working, and looking to go back to school to take the next step in your life, consider keeping your job while you earn your degree. Many colleges offer online courses, which is a great way to fit a degree program into your already busy schedule. At Ashworth you can earn your education on your terms. Students can complete the online degree program at their own pace which means they can take classes when it's right for their schedule.

When in doubt, ask for help!

When you're researching programs, take the time to talk to the admissions counselors at each school about what it will take for you to achieve your goals. These professionals work with students and prospective students on an individual basis and can help identify scholarships and discounts that might be available to you. At Ashworth College, our trained admissions counselors are committed to finding the right fit for students. Every enrolled student at Ashworth first speaks to an admissions counselor to make sure they find the program that matches their individual career and life goals. These counselors also walk students through their options for paying for school so students can find the option that fits their financial situation.

Additionally, there are often discounts and scholarships available to certain students. Ashworth College offers the Gary Keisling ACCESS Scholarship, which gives deserving students free programs and semesters, based on their submission essays. There are also local and national scholarship opportunities available for a number of people. Do your homework!

With 93% of Ashworth students graduating without any student loan debt, it's clear that there are ways to get your degree without the crushing debt. Do your research and make sure that you're making the best decisions for your budget. Obtaining that degree is an important step in your life, and there's no better way to celebrate than without any debt!

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About the Author

Ashworth College

Ashworth College

Our community is full of independent, motivated, growth-focused students. Dive into our blog to explore diverse stories from our students, friends, experts, and executives. From tips & tricks to student experiences and alumni stories, the Ashworth Blog is all about celebrating our community's accomplishments and passions.

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What Kinds of Jobs Can You Get with an Associate Degree in Early Childhood Education?

Career What Kinds of Jobs Can You Get with an Associate Degree in Early Childhood Education?

An online Associate Degree in Early Childhood Education is designed for aspiring educators who want to develop a career focused on teaching children age 4 and younger. Though you may have stayed at home with a sitter or guardian, or attended a loosely-programmed preschool or play group at that age, it’s now the 2010s and expectations for life pre-K now include structured education by teachers who have earned degrees specifically for this field.

Become a preschool teacher

If you have a heart for little kids and patience to boot, consider earning your online Associate Degree and preparing for a job as a preschool teacher! The main goal of preschool is for toddlers to gain language, motor, and social skills while having lots and lots of fun.

According to the Bureau of Labor Statistics, the need for preschool teachers is projected to increase 10% between 2016 and 2026.* That’s a faster-than-average growth projection for all occupations during the same time period. Since the typical requirement for launching a career as a preschool teacher is the completion of an Associate Degree, that leaves plenty of time to get started, graduate, and secure a position in this growing field.

Positions for preschool teachers are available through Head Start programs, private early childhood education centers, churches and faith-based schools, as well as through tutoring, nannying, and at-home childcare services.

The need for preschool teachers is projected to increase 10% between 2016 and 2026—a faster than average growth for all jobs!

Bilingual or want to be? Teach ELLs or become an au pair

As more school systems throughout the U.S. enroll first-generation citizens from non-English-speaking homes, there’s a growing need for trained teachers who can help the youngest of students learn English. Becoming a preschool teacher who works with English Language Learners (ELLs) is a unique way to apply your passion for ECE to a demographic of children who can greatly benefit from your language skills.

If private childcare and teaching is more your style—and you have a sense of adventure—use your ECE degree to become an au pair for a family outside the U.S., or nanny for a foreign family that’s recently moved to the U.S. In both situations, your training will bolster the children’s English-speaking skills and you’ll gain a world of knowledge about another culture.

Ready to learn how to play with purpose? Check out the curriculum of our Associate Degree in Early Childhood Education. Or practice your ABCs and enroll today!

Bureau of Labor Statistics, U.S. Department of Labor, Occupational Outlook Handbook, Preschool Teachers, on the Internet at https://www.bls.gov/ooh/education-training-and-library/preschool-teachers.htm (visited October 31, 2018).

Personal trainer and fitness client with dumbbell sitting on weight bench.

Career Why Ashworth Online personal training courses for NCSF-CPT prep

Look at you! You got swole and you loved it so much you’ve decided to help others get swole. What’s your next step? Professional certification! You already look the part of a legit personal trainer and that’s excellent for marketing your skills. But it’s a professional certification that really shows your potential clients that you’re qualified to train them. In other words, it gives them permission to trust you right from the start.

Get your brain in shape in as few as four months

Don’t worry, training your brain for certification won’t take as long as training your body into the best physical shape of your life. You also don’t have to go anywhere to get it done; you can learn everything you need to know with online personal training courses at Ashworth College. Our Personal Trainer Career Diploma program can be completed in as few as four months and you can study at your own pace.

The program curriculum aligns with the standards set by the National Council on Strength and Fitness and helps prep you specifically for their Certified Personal Trainer (CPT) certification exam. Because of the NCSF mission to promote high levels of professional competency, ethics, and safety, their CPTs are considered highly-reputable industry wide.

Why the NCSF-CPT certification exam?

There are nearly a dozen well-known certification programs available for aspiring personal trainers. They feature a range of costs, time commitments, and reputation levels. Here are some reasons why Ashworth College chose to base our program on the NCSF-CPT exam:

  • It’s accredited by the National Commission for Certifying Agencies (NCCA).
  • The pass rate is about 57%. It’s not an open book test like the ISSA exam which has an 89.9% pass rate, but it is passable.
  • The NCSF requires fewer Continuing Education Units than other CPT certifications which means ongoing recertification requirements will take less time and money.*

By the way, when you enroll in the Personal Trainer Career Diploma program at Ashworth College, you’ll also have the cost of the NCSF-CPT exam, practice test, study guides, and a 1-year membership covered by tuition! Once you graduate, you’ll be ready to sit for your exam without jumping through hoops. We’ll help you get prepped and get done so you can start pursuing your passion for personal training with confidence.


*https://www.fitnessmentors.com/best-personal-trainer-certification/

How can I change careers as an established adult?

Career Why Ashworth Changing Careers to Find Success

If your job no longer excites you as much as it once did, you may need to consider changing careers. It seems like an intimidating idea at first, but no matter where you are in your work life, making a career change could be the solution that leads to a happier, more successful you.

How do you know what to change?

Before you can find success tackling something new, you have to understand what you’re leaving behind. Acknowledging that you are not happy with your current job–and figuring out why–is the first step to making a career change. Many people who are unhappy at work fall into one of these categories:

  1. Contentment with role and responsibilities, but lack of enthusiasm about industry.
  2. Enthusiasm about industry, but a desire for different responsibilities and opportunities.
  3. Lack of fulfillment with position, industry, and everything else that relates to work.

Feelings of discontent are extremely common when it comes to the working life and nearly everyone feels them to some degree at one time or another. But if you’re feeling unhappy at work more often than not, for your own health and well-being, you need to be proactive about making a change on your own terms.

Step one of finding a new path is homing in on what exactly you want to change and why. Write down your "wants" and your "don’t wants” about work. You’re not signing any dotted lines here, you’re just making notes for your own personal reference. Put everything on the table no matter how selfish or outrageous it seems because drawing hard lines between what you want and don’t want makes every step towards a new career much more likely to result in success.

If you need some guidance thinking through your feelings about your work, take this quick quiz to find out what kind of a career change might best suit your needs. You may benefit from a little tweak or you may be inspired to tackle something totally new.

How do you achieve change?

One you figure out what kind of career change will inspire you, you can start taking steps toward it. In some cases, you may just need to ask the boss for a new opportunity or project that will challenge you without taking you too far from your current role. That could require a refresh of your skills, or a few steps into a new subject area. Earning a career-specific certification can be a smart investment here. You can expand your opportunities at work by digging deeper into a creative skill, business skill, trade, or something totally new.

If you’ve determined you need to make a drastic career change, you may need to start a new degree, or finish one you didn’t complete. Don’t worry! Returning to college is not as scary as it seems. The right school can be affordable and flexible to fit into your already busy schedule.

Check out the opportunities here at Ashworth College. We provide online diploma, degree, certificate and career training programs that give you freedom and flexibility to pursue additional education on your time, from your own home, and without the need for Federal student loans. You may find yourself in that dream career a lot faster than you thought possible.

 
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