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How can I pay for college without student loans?

Written by Ashworth College on Thursday, 01 October 2015. Posted in Why Ashworth

How Can I Pay for College without Student Loans?

The idea of paying for college can be overwhelming, especially considering how quickly student loan debt can take over your life. Fortunately, there are lots of ways to approach a college education without having to take out student loans. Many students at Ashworth College choose our programs for this very reason; finding our affordable, effective career education, which helps them advance their career without needing student loans. These students found that with a little planning and research, it's possible to find a program that's flexible, reasonably-priced and fits your busy schedule. Here are some ideas to help you do the same as you consider Ashworth and other colleges for your education.

Find a degree program that's affordable

Many colleges provide resources to make it easy for students to make smart financial decisions about their education. Tools like a tuition calculator and cost breakouts for degree programs allow you to know exactly what it will cost to reach your educational goals. Compare prices for similar programs and then weigh in other factors, like class times and scheduling before making any decisions. Finding a program that allows you to avoid student loans is easier than you might think! The average price for obtaining a degree through Ashworth is $65 per credit, with associate's degrees as low as $5,000, bachelor's degrees as low as $10,000, and certificates and career diplomas ranging between $400 and $1,000.

Consider working while you go to school

If you're currently working, and looking to go back to school to take the next step in your life, consider keeping your job while you earn your degree. Many colleges offer online courses, which is a great way to fit a degree program into your already busy schedule. At Ashworth you can earn your education on your terms. Students can complete the online degree program at their own pace which means they can take classes when it's right for their schedule.

When in doubt, ask for help!

When you're researching programs, take the time to talk to the admissions counselors at each school about what it will take for you to achieve your goals. These professionals work with students and prospective students on an individual basis and can help identify scholarships and discounts that might be available to you. At Ashworth College, our trained admissions counselors are committed to finding the right fit for students. Every enrolled student at Ashworth first speaks to an admissions counselor to make sure they find the program that matches their individual career and life goals. These counselors also walk students through their options for paying for school so students can find the option that fits their financial situation.

Additionally, there are often discounts and scholarships available to certain students. Ashworth College offers the Gary Keisling ACCESS Scholarship, which gives deserving students free programs and semesters, based on their submission essays. There are also local and national scholarship opportunities available for a number of people. Do your homework!

With 93% of Ashworth students graduating without any student loan debt, it's clear that there are ways to get your degree without the crushing debt. Do your research and make sure that you're making the best decisions for your budget. Obtaining that degree is an important step in your life, and there's no better way to celebrate than without any debt!

Want to read more stories like this?
What No One Tells You About Student Loans
When Should I Start Thinking About How to Pay for College?
Infographic: Making a College Budget Checklist

About the Author

Ashworth College

Ashworth College

Our community is full of independent, motivated, growth-focused students. Dive into our blog to explore diverse stories from our students, friends, experts, and executives. From tips & tricks to student experiences and alumni stories, the Ashworth Blog is all about celebrating our community's accomplishments and passions.

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