Consumer Math

Using math concepts to make informed decisions about: buying goods and services; the cost of credit; banking; investments; job-related issues; personal income and taxes; retirement; insurance; budgeting; housing; auto rental and ownership; using calculators and other technology.

This High School Course is also offered as part of the General Online Diploma program.

Credits: 1 Units

Course ID: MAG02

Course Area: Math

Course Type: General

Study Method: Online

Course Outline:

Unit 1:

Lesson 1: The history of money

Lesson 2: The department store

Lesson 3: The grocery store

Lesson 4: The electronics store (percentages and sales tax)

Lesson 5: The outlet mall

Lesson 6: The restaurant

Lesson 7: Paying retailers

Lesson 8: Reviewing and paying the power bill

Lesson 9: Estimating your expenses

Lesson 10: Receipts, bills and estimates, oh my!

Unit 2:

Lesson 11: How much money do I make?

Lesson 12: How much money do I spend?

Lesson 13: Am I financially healthy?

Lesson 14: Savings is stability

Lesson 15: Debt is dangerous

Lesson 16: What do I really need? And how much will it cost?

Lesson 17: When debt is acceptable?

Lesson 18: When debt isn't acceptable

Lesson 19: I already have too many credit cards, what should I do?

Lesson 20: How does a credit score work? And how do I get mine?

Unit 3:

Lesson 21: Secured vs. unsecured debt

Lesson 22: Unsecured debt payment and future wealth

Lesson 23: Examples of good credit vs. bad credit monthly payments

Lesson 24: Cars: lease vs. own

Lesson 25: Homes: rent vs. mortgage

Lesson 26: Summary: budgeting

Lesson 27: Fixed costs

Lesson 28: Discretionary spending

Lesson 29: Emergency funds

Lesson 30: Budgeting summary

Unit 4:

Lesson 31: The best ways to increase your income

Lesson 32: The single best way to increase your income

Lesson 33: Best ways to decrease your spending

Lesson 34: The single best way to decrease your expenses

Lesson 35: Savings: where to start?

Lesson 36: Planning to save

Lesson 37: Savings instruments and an introduction to investing

Lesson 38: Get everything in writing (and read the fine print!)

Lesson 39: The Internet is your friend

Lesson 40: Let's review

Items Provided by Students: None